Objective of the Program

The objective of the program is to focus on current issues and challenges faced by the banks including those relating to governance, strategy, risk, compliance and asset quality as also cover other topics like regulatory/supervisory perspectives, financial markets, role of treasury and domestic & international developments in the financial sector. The aim of the program would be towards improving the effectiveness of directors on the boards of banks

Broad outline of the program

1.       Governance and Business Strategy:

·         Governance & business strategy – a few reflections

·        Corporate v/s retail lending

2.       Banking sector outlook: 

·         Outlook on asset quality and credit growth of Indian banks

·        Management of stressed assets - IBC & outside IBC

·        Inter linkages between banks, NBFCs and Mutual Funds – managing the systemic risk

·         KYC & AML, suspicious transaction reporting

·         Red flagging of accounts and Fraud reporting

·         Reconciliation of Export & Import Data (EDPMS & IDPMS)

       5.       Financial markets

·         Liquidity and Exchange rate management

·         Monetary policy and implications

·         Managing market risk in a volatile environment

       6.       New accounting standards:

·         Ind AS 109: Issues and implementation challenges

·         Expected Credit Loss (ECL) and Impairment Recognition

       7.       Risk Based Supervision and Capital:

·         RBS – Data integrity, broad trends and  supervisory expectations

·         Pillar 2 capital - ICAAP

       8.       Sharing of experience by directors