Smt. Usha Thorat, Director,
CAFRAL was invited by the Karnataka Bank on their Founder's day on February 18,
2012 and delivered a speech on "Old Private Sector Banks in India - Challenges and
Opportunities". She said that many of the old private sector banks were founded
as part of the Swadeshi movement in early 20th century. Most of the 15 old private
sector banks operating in India were founded between 1915 and 1930. During the last
years old private sector banks and new private sector banks (founded after 1993)
have gone out of existence. The biggest challenge facing these banks is survival.
Meeting this challenge requires good governance, maintaining sufficient capital,
profitability, well diversified liability base, robust technologies and internal
controls apart from planning and execution of strategies . The opportunities available
are intensifying their coverage in their areas of operation, especially amongst
retail clients and small and medium businesses and increasing the retail deposit
base."
- Smt. Usha Thorat, Director of CAFRAL 
Over the last two and a
half years in the post – crisis period, from the RBI we have been attending a number
of international meetings- G-20,FSB, BCBS- of which India is a member. What struck
me most of all the meetings is that the agenda somewhat overtakes the emerging economy
concerns. My experience has been that we could not meaningfully engage in these
meetings. It is not as if there are no issues or concerns relating to India or other
emerging economies that need to be discussed at the global fora. But we are not
able to raise them effectively because there is not enough research happening in
emerging economies to concretize issues and concerns relevant to us. CAFRAL is best
positioned to meet that need, to give us the intellectual backing to further our
interests in international fora."
- Dr. D.Subbarao, Governor, Reserve Bank of India
Whats New
Summary of Round Table on "Management of Problem and Distressed Loans"
Summary of Round Table on "Housing Finance: The Emerging Contours"
Jugnu Ansari, Research Officer, CAFRAL presents a paper at BIS conference at Bank Negara Malaysia
Summary of the Conference of Financial Sector Regulators – March 26- 27, 2012
CAFRAL mourns the demise of Dr R. H. Patil, Member of our Governing Council
Dr T. Sabri Oncu attends Fed Reserve’s Research Conference at Washington
CAFRAL organises first ever Conference of Financial Sector Regulators
Ashok K Garg joins CAFRAL
Dr D. Subbarao's address to the Directors on Boards of Commercial Banks on the challenges faced by Indian Banks
Mission Statement approved by Governing Council
Director's remarks on the challenges and opportunities for old private sector banks in India
Speech delivered by Director at the Golden Jubilee celebrations of the IES
Openings for Researchers at CAFRAL
CAFRAL- BIS Conference: Speeches, Papers , Summaries of Discussions now available
Webcast of the Workshop on Analysing Financial Statements of Corporates under IFRS
Talk delivered by Smt. Usha Thorat, Director, CAFRAL on the occasion of decennial celebrations of FISAT( Federal Institute of Science and Technology) Business School(FBS)- Annual Lecture Series on November 25, 2011 at Ernakulam , Kerala
Welcome Address by Smt. Usha Thorat - Director, CAFRAL at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Inaugural Address by Dr. Duvvuri Subbarao - Governor, Reserve Bank Of India at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Inaugural Address by Jaime Caruana - General Manager, Bank for International Settlements at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Background Note on Round table on Data Needs for Research and Analysis relating to India's Financial Sector
Summary of Discussions - Seminar on Optimal Regulation of Financial Innovation
Summary of Round Table on "Housing Finance: The Emerging Contours"
Jugnu Ansari, Research Officer, CAFRAL presents a paper at BIS conference at Bank Negara Malaysia
Summary of the Conference of Financial Sector Regulators – March 26- 27, 2012
CAFRAL mourns the demise of Dr R. H. Patil, Member of our Governing Council
Dr T. Sabri Oncu attends Fed Reserve’s Research Conference at Washington
CAFRAL organises first ever Conference of Financial Sector Regulators
Ashok K Garg joins CAFRAL
Dr D. Subbarao's address to the Directors on Boards of Commercial Banks on the challenges faced by Indian Banks
Mission Statement approved by Governing Council
Director's remarks on the challenges and opportunities for old private sector banks in India
Speech delivered by Director at the Golden Jubilee celebrations of the IES
Openings for Researchers at CAFRAL
CAFRAL- BIS Conference: Speeches, Papers , Summaries of Discussions now available
Webcast of the Workshop on Analysing Financial Statements of Corporates under IFRS
Talk delivered by Smt. Usha Thorat, Director, CAFRAL on the occasion of decennial celebrations of FISAT( Federal Institute of Science and Technology) Business School(FBS)- Annual Lecture Series on November 25, 2011 at Ernakulam , Kerala
Welcome Address by Smt. Usha Thorat - Director, CAFRAL at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Inaugural Address by Dr. Duvvuri Subbarao - Governor, Reserve Bank Of India at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Inaugural Address by Jaime Caruana - General Manager, Bank for International Settlements at the First CAFRAL-BIS International Conference on Financial Sector Regulation for Growth, Equity and Stability in the Post Crisis World on 15 November 2011
Background Note on Round table on Data Needs for Research and Analysis relating to India's Financial Sector
Summary of Discussions - Seminar on Optimal Regulation of Financial Innovation
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