Background:
Rapid advancements in financial technology and emerging digital innovations are transforming the landscape of financial intermediation across banks, NBFCs and financial institutions. The growing adoption of artificial intelligence, machine learning, data analytics, cloud computing, blockchain, APIs and digital payment infrastructures is reshaping how financial services are designed, delivered and regulated. These developments are creating new opportunities for efficiency, financial inclusion and customer-centric innovation, while also introducing complex challenges related to governance, cybersecurity, data privacy, model risk, third-party dependencies and regulatory compliance.
As technology becomes deeply embedded in core financial operations, senior leadership and functional heads are required to develop a nuanced understanding of the evolving fintech ecosystem, regulatory expectations, and the implications of advanced technologies on business models, risk management frameworks and supervisory oversight. Against this backdrop, CAFRAL proposes to conduct this program to facilitate informed leadership dialogue on navigating digital transformation in a safe, responsible and sustainable manner.
Objective:
The programme aims to enhance understanding of fintech and advanced technologies shaping financial intermediation; examine their impact on business models, customer engagement and financial inclusion; deliberate on regulatory expectations and governance challenges; and discuss key risk management and operational resilience issues arising from digital transformation.
Program Highlights:
The Program will deal with the following
- Role of Fintech in Financial Intermediation & Regulatory Expectations
- Digital Public Infrastructure and its role in fostering innovations
- Leveraging Advanced Technologies for transparent and efficient banking
- Fintech penetration Vs Digital banking frauds
- Role of AI/ML for enhanced user experience and Risk Management
- Cyber-security challenges due to growing Fintech adoption